Terms and Conditions

1. Acceptance of These Terms

By accessing, browsing, purchasing from, or otherwise using anngelj.com, you agree to be bound by these Terms and Conditions and the accompanying Privacy Policy.

If you do not agree with these terms, you should not use this website or purchase products or services through it.

2. Website Owner

This website is owned and operated by Anngel Jacobs.

References in these terms to “I,” “me,” “my,” or “the website” refer to Anngel Jacobs and anngelj.com. References to “you” or “user” refer to any person who accesses or uses the website.

3. Eligibility

You must be at least 18 years old or have the permission and supervision of a parent or legal guardian to make a purchase or enter into an agreement through this website.

By using the website, you represent that you have the legal capacity to agree to these terms.

4. Permitted Use

You may use this website for lawful, personal, educational, or business purposes consistent with these terms.

You agree not to:

• Use the website for unlawful, fraudulent, or harmful activity
• Attempt to gain unauthorized access to website systems or accounts
• Interfere with website security, functionality, or availability
• Introduce malicious code, viruses, scripts, or automated attacks
• Copy, scrape, reproduce, or redistribute website content without permission
• Misrepresent your identity or provide false information
• Use purchased products in a manner that violates their license
• Resell, share, sublicense, or publicly distribute digital products

5. Website Content

Content on this website is provided for general informational, educational, professional, and promotional purposes.

While reasonable efforts are made to keep information accurate and current, no guarantee is made that all content will always be complete, error-free, or suitable for every individual situation.

Website content does not constitute legal, medical, financial, tax, or other regulated professional advice.

6. Digital Products

The online shop may offer downloadable products such as templates, planners, guides, worksheets, educational resources, documents, and digital bundles.

Digital products are delivered electronically and no physical item will be shipped unless a product listing expressly states otherwise.

You are responsible for reviewing the product description, compatibility information, file format, and included materials before completing your purchase.

7. Digital Product License

Unless a product listing states otherwise, purchasing a digital product grants you a limited, non-exclusive, non-transferable, revocable license for your personal or internal business use.

You may:

• Download and use the product for your own permitted purposes
• Print copies for your personal use
• Modify editable materials for your own personal or internal business use

You may not:

• Resell or redistribute the product
• Share download files or access links with others
• Upload the product to another website, marketplace, or shared drive
• Claim the product or its design as your own original work
• Use the product to create a directly competing product for resale
• Remove copyright, attribution, or ownership notices
• Use the product for unlawful or deceptive purposes

Purchasing a digital product does not transfer copyright or ownership of the underlying content.

8. Product Availability and Changes

Products, descriptions, prices, discounts, and availability may be changed or discontinued at any time.

Reasonable efforts will be made to ensure listings are accurate. However, typographical errors, pricing errors, technical issues, or outdated information may occasionally occur.

An order may be canceled or corrected when a material pricing, listing, or technical error is discovered. In that situation, any amount already paid for the canceled order will be refunded.

9. Prices and Payments

All prices are listed in United States dollars unless otherwise stated.

Payments may be processed through third-party payment providers, including Stripe. By submitting payment information, you represent that you are authorized to use the selected payment method.

You are responsible for any applicable taxes, banking charges, currency conversion fees, or payment-provider fees associated with your transaction.

A purchase is not complete until payment has been successfully processed and an order confirmation has been issued.

10. Refunds for Digital Products

Because digital products are delivered electronically and may be accessed immediately, purchases of digital products are generally final and non-refundable once the file or access link has been delivered.

This no-refund policy will be presented before purchase where reasonably practicable.

A refund, replacement, or alternative resolution may be considered when:

• You were charged more than once for the same order
• You received the wrong product
• The delivered file is corrupted or cannot be opened
• A technical issue prevents you from receiving the purchased files
• A refund is otherwise required by applicable law

You must report delivery or file-access issues within 14 days of purchase by emailing hello@anngelj.com.

Nothing in this section limits any non-waivable rights available to you under applicable consumer-protection law.

11. Download Access

You are responsible for downloading and securely storing purchased files within any access period stated at checkout or in your order confirmation.

Replacement access may be provided when reasonably available, but permanent access to downloads is not guaranteed unless expressly stated.

Download links may be limited, disabled, or revoked when misuse, unauthorized sharing, fraud, chargeback abuse, or a violation of these terms is reasonably suspected.

12. Services

The website may describe or allow users to inquire about services such as website development, analytics, consulting, design, research, strategy, or other professional work.

Submitting an inquiry does not guarantee availability, acceptance, or commencement of services.

Professional services may require a separate proposal, statement of work, invoice, or written agreement. If a separate written agreement conflicts with these website terms, the separate written agreement will control for that specific engagement.

13. Deposits and Service Payments

Any deposit, installment, cancellation, revision, or refund terms for professional services will be stated in the applicable proposal, invoice, checkout page, or service agreement.

Work is not required to begin until any required agreement has been signed, requested materials have been received, and the applicable deposit or payment has cleared.

14. Promotions and Discounts

Promotional offers, discounts, coupon codes, free services, and limited-time programs may be subject to additional eligibility, scope, deadline, availability, or participation requirements.

Promotions may not be combined unless expressly stated and may be modified, suspended, or ended when reasonably necessary.

Receiving or applying for a promotional offer does not guarantee selection or acceptance.

15. Intellectual Property

Unless otherwise stated, the website and its original content, including text, graphics, layouts, branding, designs, downloads, photographs, documents, code, and digital products, are owned by or licensed to Anngel Jacobs and are protected by applicable intellectual-property laws.

No content may be copied, reproduced, modified, distributed, republished, sold, or commercially exploited without prior written permission, except as allowed by a specific product license.

16. User Submissions

You retain ownership of original information, feedback, reviews, messages, or materials you submit through the website.

By voluntarily submitting feedback or a review, you grant permission to use, reproduce, and display that submission for business, portfolio, promotional, or website purposes, unless you request otherwise in writing.

Personal contact information will not be publicly displayed without permission.

You represent that anything you submit is truthful, lawful, and does not violate another person's rights.

17. Third-Party Services and Links

This website may integrate with or link to third-party services such as payment processors, hosting platforms, databases, social media, email providers, analytics services, and external resources.

Third-party services operate under their own terms and privacy policies. I am not responsible for their content, availability, security, policies, or actions.

18. Accounts and Shopping Carts

If account, cart, wishlist, or saved-order features are available, you are responsible for maintaining the confidentiality of your device, account credentials, and access information.

You agree to provide accurate information and promptly report suspected unauthorized activity.

Shopping-cart contents do not reserve inventory, pricing, discounts, or availability until checkout is completed.

19. Testimonials and Results

Testimonials, examples, case studies, portfolio projects, and results displayed on the website represent individual experiences and are not guarantees that every user or client will achieve the same outcome.

Your results may depend on your circumstances, effort, implementation, market, audience, and other factors outside my control.

20. Disclaimer of Warranties

To the fullest extent permitted by law, the website, content, digital products, and free resources are provided on an “as is” and “as available” basis.

No warranty is made that the website will always be uninterrupted, error-free, secure, or compatible with every device, browser, application, or software version.

Nothing in these terms excludes warranties or protections that cannot legally be excluded.

21. Limitation of Liability

To the fullest extent permitted by law, Anngel Jacobs will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of the website, digital products, resources, or third-party services.

Where liability cannot be excluded, total liability relating to a purchased digital product will not exceed the amount you paid for the product giving rise to the claim, except where applicable law requires otherwise.

22. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Anngel Jacobs from claims, losses, liabilities, or expenses arising from your unlawful use of the website, violation of these terms, misuse of a product, or infringement of another person's rights.

23. Suspension or Termination

Access to the website, products, downloads, or services may be suspended or terminated when you violate these terms, misuse website features, engage in fraudulent activity, threaten website security, or infringe intellectual-property rights.

24. Governing Law

These terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.

Any dispute relating to these terms or the website will be handled in a court of competent jurisdiction in Ohio, unless applicable law requires another location or process.

25. Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.

26. No Waiver

Failure to enforce any provision of these terms does not waive the right to enforce that provision later.

27. Changes to These Terms

These Terms and Conditions may be updated when website features, products, services, legal requirements, or business practices change.

The effective date at the top of this page will be updated when material revisions are made. Continued use of the website after an update indicates acceptance of the revised terms.

28. Entire Agreement

These Terms and Conditions, together with the Privacy Policy and any applicable product license, checkout disclosure, or separate service agreement, constitute the agreement governing your use of this website.

29. Contact

Questions about these Terms and Conditions may be sent to:

Anngel Jacobs
Email: hello@anngelj.com
Website: anngelj.com